This program is a version of a mortgage refinancing evaluation. It will run under Win 95, 98, Me, NT4,XP & 2000. When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance your existing mortgage. This analysis shows whether it is to your advantage to refinance depending on the number of years you expect to live in your present home.

Easy to advanced ear training and music theory exercises. Unlimited, graduated (easy to advanced), chord, pitch, interval, rhythmic dictation and music theory exercises with instant feedback, immediate scoring, and self testing. There is one sure way to accurate music dictation - immediate scale step recognition. These programs develop the 'ear' and theoretical knowledge needed for improvisation, composition, and performance.

Tool integrated to Microsoft Outlook e-mail toolbar allows you to reply or forward e-mail with a predefined template. Create a new template as easily as a new e-mail or use your existing e-mails as templates. Organize email templates into subfolder structure to get a quick access to your Templates. Share you templates by forwarding them as e-mails to your coworkers. After installing the ReplyWith they will start using them.

How can the Wizard can heal your system? Setting up an good audio environment isn't always easy. Professionals take great care to make sure their systems are tuned to perfection. That's why the Maven Wizard put together a simple spellbook for you to work a little magic on your system. Simply download the Wizard and let him help you do a little alteration magic of your own.

OrphansRemover scans your computer and finds broken shortcuts (*.lnk files) on your Desktop, in your Start Menu, Recent Documents, Program Files folder and other (custom) locations. You are then presented with a list and can choose to delete all of them, or only selected items. The program also offers several command-line switches, that can be used to automate the process.

View-IT! is an easy-to-use program for creating template-based photogallery websites - in immersive 3D. An Internet-ready, immersive 3D photogallery need take no longer than a few minutes to complete. No coding is required. View-IT!'s demo version includes one environment. The full retail version includes eight environments in different construction styles with full functionality and the ability to use additional templates as available.

OnBelay can back up, duplicate, recover files, and format many types of flash media that malfunction due to system or battery failure, format or deletion or corruption caused by hardware or software. OnBelay software can recover data from Digital film cards such as CompactFlash, SmartMedia, Memory Stick, MultiMediaCard, Secure Digital, Microdrive, ATA PC card etc.

Text Animator allows you to create 23 different text animations for your webpages. Make scrollers, tickers, cursor trailers, marquees, text rings and much more without programming a single line of code. Setting font-attributes, styles, size and speed, links, targets and much more requires no programming skills at all. You can view, check and edit all effects while you are creating them.